You have been injured and you need to be paid for lost wages, damaged property, pain, loss of enjoyment of life and other harms. The first step is filing an insurance claim. When you file a claim you are entering a danger zone known as the “Adversarial System” of law. Don’t go in alone. Make no mistake, the name means just what it sounds like. Insurance companies are your adversaries and you are theirs. They have the money you need and they won’t give it up without a fight. Beware of their tactics.